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Problematic Yellow Pages Company Targets Churches and Small Businesses

The OYP Group is using an elaborate scheme to deceive unsuspecting small businesses," said Jim David, BBB state director for South Dakota. "They use both time and intimidation to deceive small to medium sized organizations that are worried about their credit rating. Since the amount is relatively small, many pay the invoice in order to avoid threatened legal actions."

BBB Joins Broad Coalition to Sponsor 10th Annual National Consumer Protection Week
(March 3, 2008)- The BBB joined the U.S. Postal Service, the Nebraska Department of Banking & Finance and the Attorney General’s Office to launch the 10th annual National Consumer Protection Week (NCPW), March 2-8, 2008. NCPW highlights consumer education efforts in the fight against fraud in communities across the nation.
Advance-fee loan sharks are preying on unwary consumers, taking their money for the promise of a loan or credit and leaving them in hot water.

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In Nebraska, South Dakota and southwest Iowa

You can avoid being taken by advance-fee loan sharks. Here’s how:

• Don’t pay for the promise of a loan. It is illegal for companies doing business by phone in the United States to promise you a loan and ask you to pay for it before they deliver.
• Legitimate lenders never guarantee you will receive a loan before you apply or before they have checked out your credit status or contacted your references, especially if you have bad credit or no credit record.
• Never give your credit card, bank account or Social Security number over the telephone, by fax or via the Internet unless you initiated the contact with the company. Don’t make a payment to an individual for a loan; no legitimate lending organization would make such a request.
• Don’t wire money or send money orders for a loan. You have little recourse if there’s a problem with a wire transaction. Legitimate lenders don’t pressure you to wire funds.
• If you are not absolutely sure about whom you are dealing with, call the Better Business Bureau, the Department of Banking and Financing or the Attorney General’s Office before signing any documents.

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